Are You Just Insured,
or Insured Correctly?
Most Georgia homeowners have dangerous gaps in their policies. Use this interactive 5-point audit to find yours in minutes.
Point 1: Dwelling Coverage (Coverage A)
Is it enough to rebuild your home today?
Are you confident your coverage matches today's rebuilding costs?
⚠️ Potential Gap: Your home might be underinsured. A crucial backstop is an "Extended Replacement Cost" rider, which adds a 25-50% safety net. We can check if you have this.
Point 2: Water Damage
Are you protected from the right kind of water?
Do you have a specific "Water Backup" endorsement on your policy?
⚠️ Potential Gap: A sewer backup is a common and costly event with zero coverage on a standard policy. This is a critical, yet affordable, add-on.
Point 3: Personal Liability
Is your safety net high enough?
Does your liability protection exceed $500,000?
⚠️ Potential Gap: Increasing your base liability or adding a Personal Umbrella Policy is the most effective way to protect your financial future from a major lawsuit.
Point 4: High-Value Items
Is your jewelry, art, or tech fully covered?
Are your valuable items specifically listed ("scheduled") on your policy for their full appraised value?
⚠️ Potential Gap: Standard coverage is not enough for valuables. To insure them for what they're worth, they must be "scheduled" on your policy.
Point 5: Deductibles
Do you have a hidden Hurricane or Wind deductible?
Do you know your exact out-of-pocket cost for a major storm?
⚠️ Potential Gap: Not knowing this number makes it impossible to plan. This is a critical piece of information for your emergency fund.
Your Audit Results
You've identified 0 potential coverage gaps.
If you identified even one potential gap, your financial future could be at risk. This audit is a great start, but the only way to be certain is to have an expert review the fine print of your policy.
Schedule Your Complimentary 15-Minute Coverage Checkup
An Indigo Solutions Pro advisor will personally review your current policies, explain your options in plain English, and find a solution to close your gaps and ensure you have the best coverage at the most competitive rate.
Our goal is to give you peace of mind, whether you become a client or not.
